Facing Foreclosure?
Sell Your House for Cash in DMV

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How to Stop a Foreclosure in DMV

If you are a homeowner, facing a foreclosure can be devastating to your finances, job, and future. A foreclosure may also keep you from buying a house or renting a nicer property until you are eligible to buy a house again. Even after you sell the house, you may still owe the lender a sizable debt once the foreclosure is complete.

Instead of trying to sell your house on the market instead of going through the headache, a better option may be to sell your house fast for cash in DMV. Fortune Houses pays cash for houses as-is. Our local house buyers can assess your property, make a cash offer, and close in as little as 30 days, give you the fastest way to avoid foreclosure.

Call us at 202-918-9600 to find out how to sell your house for cash. Let us help you avoid foreclosure without listing your house.

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How to Sell My House Fast in DMV

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Step 1: Schedule a Visit with a Local House Buyer

The first step is to pick up the phone and call one of our local house investors in the Alexandria, Virginia area. Simply schedule a quick walk-through of the property. There is no need to make any renovations, prepare the house to show, or even clean up. We are happy to view the property as-is.

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Step 2: Let Us Make a Fast Cash Offer

If we decide we want to move forward with buying the property, we’ll make a competitive cash offer based on a percentage of the house’s value. We can negotiate a fair cash offer that puts money in your pocket and allows us to make a good investment.

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Step 3: We Pay You Cash

Do you like the offer? Then schedule a closing date that works for you. We show up, sign the papers, and pay all closing costs and fees. You pay nothing. We can pay cash in as little as seven days after closing.

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What is Foreclosure?

In simple terms, foreclosure happens when a bank or lender takes over your house or property and eventually evicts you and your family. The bank may attempt to sell the house on the market or take it to an auction. The bank then recovers the remainder of the loan based on the market value of the house.

Believe it or not, banks do not enjoy foreclosure. First, they don’t want to evict the family from the house. Second, banks try to avoid having too many foreclosures on their books. How does foreclosure hurt you?

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You may still have to pay any outstanding balance after foreclosure.
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Potential employers look at your credit to determine if they want to hire you.
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You may not be able to get a loan for a new purchase.
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You may be evicted and have nowhere to go.
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You face the uncertainty of how to take care of your family.

How can we help? Fortune Houses can visit your property and make a cash offer for your house to help you avoid foreclosure. Our simple process includes making an offer, scheduling a closing date, and putting cash in your hands. We can close on your house pay cash in as little as 30 days. On average, this is much faster than putting your house on the market.

Know the Foreclosure Laws in Your Area

The foreclosure laws will vary slightly between DMV, Maryland, Virginia, or Washington, D.C. If you are facing a foreclosure, you will likely go through the process without going to court. State laws typically grant you certain protections before and during foreclosure such as:

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The lender must wait at least a specified number of days before starting the foreclosure process.
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The lender must give you options for avoiding foreclosure, depending on your particular situation.
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The lender must attempt to contact you by phone with a specified number of days after you fail to make a payment.
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The lender must also inform you of their intent to foreclose on your house if you respond to any phone call or letter within specified days.

Although state laws generally work to your favor in most instances, there may not be a post-sale redemption period in your state. Once the bank forecloses on your house, it does not have to give you a grace period to buy the house back. So, if the bank is about to foreclose on your house, then talk to our local house buyers at Fortune Houses. Our company purchases property as-is so that you can avoid foreclosure.

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Selling Your House the Traditional Way May Not Stop a Foreclosure

There are several options for avoiding foreclosure. Listing your house on the market and going through the realtor is not necessarily the best option. There are several reasons for this.

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You have to have a budget to sell a house.
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You pay realtor commissions and closing costs.
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You may have to renovate or repair the house.
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There are no guarantees your house will sell before foreclosure.

On average, it takes 60 to 90 days for a house to sell. If you are in danger of foreclosure, you may not have that much time. You may not have the capital you need to make the necessary repairs or renovations to make the house sellable. A better option is to work with a local house buyer in DMV and sell your house fast for cash.

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Let a Local House Buyer Help You Avoid Foreclosure

Do you live in Washington, D.C., Maryland, or Virginia? If so, contact Fortune Houses today. Sell your house fast for cash in DMV and the surrounding area. We buy houses as-is in any condition. Call 202-918-9600 to schedule a quick, no-obligation visit with one of our local cash house buyers.

Our company purchases property as-is in the following areas: